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  • Home
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  • DAILY CURRENT AFFAIRS:Government of India extends the Ayushman Bharat scheme benefits to the Transgender community

Government of India extends the Ayushman Bharat scheme benefits to the Transgender community

Tags: National Government Schemes

The government of India has extended the benefits of its flagship Health Insurance scheme, Ayushman Bharat Pradhan Mantri Jan Aarogya Yojna (AB-PMJAY) to the transgender communities.

The Union Ministry of Health and Family Welfare has signed a Memorandum of Understanding (MoU) with the Union Ministry of Social Justice and Empowerment to provide composite health care services to the transgender community under AB-PMJAY.

The MoU was signed by RS Sharma, CEO, National Health Authority and R Subramanyam, Secretary Department of Social Justice and Empowerment.

The agreement was signed in the presence of Dr. Virendra Kumar, Union Minister of Social Justice and Empowerment and Dr. Mansukh Mandaviya, Union Minister of Health and Family Welfare.

Who will benefit 

  • Those transgender persons who are holding a certificate issued by the National Portal for Transgender Persons.
  • There are close to 480,000 transgender persons registered under the scheme.
  • The social justice ministry will fund the ₹5 lakh insurance cover per transgender beneficiary per annum.

Ayushman Bharat -Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a centrally sponsored scheme. 

The Scheme has two components 

  1. Health and wellness Centres 
  2. National Health Protection Scheme.

Health and Wellness Centres

  • Government will set up 1.5 lakh Health and Wellness centres which will include the existing Sub Centres and Primary Health Centres..
  • It will provide basic and primary health care services to the population like   maternal and child health services and non-communicable diseases, including free essential drugs and diagnostic services.

 National Health Protection Scheme or Pradhan Mantri Jan Arogya Yojana (PM-JAY)

This scheme was launched on 23rd September, 2018 in Ranchi, Jharkhand by the Prime Minister Narendra Modi.

Feature of the Scheme:

  • It is the largest health assurance scheme in the world which aims at providing a health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization.
  •  There is no cap on how many members of the family will get the benefit.
  •  Beneficiaries covered under the scheme will be allowed to take cashless benefits from any public/private empanelled hospitals across the country.
  • Over 10.74 crore poor and vulnerable entitled families (approximately 50 crore beneficiaries) are eligible for these benefits.
  • It covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
  • It is a cashless facility.

 Who are the beneficiary 

Poor and vulnerable sections of society identified on the basis of Socio-Economic and Caste Census 2011.

Funding of the scheme 

Being a health insurance scheme the premium will not be paid by the beneficiaries but will be paid by the Central and State government on following basis:

  • The ratio of contribution towards premium between Centre and State is 60:40 in all States 
  • In North Eastern States and the three Himalayan States, where the ratio is 90:10.
  •  In the case of Union Territories  without legislature, , the Central contribution of premium is 100% and  for  
  • Union Territories having a legislature (Delhi and Puducherry) the ratio of contribution is 60:40.

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