Testwale Logo


How long will it take for my account to be activated once the payment is made?

Once the payment is made, your account will be activated right away.

Pages are not loading properly.

Try checking your internet connection or restart your phone. If the problem still persists, take a screenshot and send us at [email protected], we will look into it.

How can I reset my password?

For the users registered with their mobile number, follow the following steps for resetting your password: 1. You need to enter your mobile number on the log-in page. 2. Click "Forget Password", to get an OTP on your registered number. 3. Using the OTP received on your number, you can now reset your password.

Pages are not loading properly.

Try checking your internet connection or restart your phone. If the problem still persists, take a screenshot and send us at [email protected], we will look into it.

How can I change the language of the article and quizzes?

We have a "Change Language" option in Test Series and Daily Quizzes. If you want the content (test and quiz) in Hindi/English language, go to Settings -> Change Language, to change your default language from Hindi to English or Vice-Versa.

I am unable to make payment for the pass.

In case of failure of a transaction before the amount deduction, we advise the student to try making the payment again. In case of transaction failure after amount deduction either access to the purchased product will be provided within few hours or we request the student to wait for 3 to 4 working days. The money will be credited back to his/her account.

I have made the payment but the tests are not unlocked.

Although rare, if so: You can directly mail us at [email protected] and we will resolve your issue.

What are all the payment methods allowed to buy a plan?

You can pay using: Credit Card/ Debit Card or Through: UPI and Netbanking.

What happens if I get disconnected during a test?

Don't worry! We auto-pause your test so, you can resume the test where you left. The test can also be manually paused by clicking on the "Pause" icon on the top left corner inside the timer circle. Please note: This function is not available in a Live Test.

What are the benefits of the subscription?

Here you will get access to test series and quizzes by top Educators. This will evaluate your learning and measure your progress.

Reserve Bank of India launches UPI123Pay

Tags: Economy/Finance Popular

To make digital payment more accessible to the people, the Reserve Bank of India has launched UPI123Pay for people who do not have a smartphone .

  • UPI 123 Pay has been designed to make Unified Payment Interface (UPI) digital payment system  more  user friendly  through feature phones . 

  • Feature phones are normal phones which do not have internet connection and in India around 40 crore people use feature phones .

  • UPI123Pay includes four distinct options :

App-based Functionality:

An app would be installed on the feature phone through which several UPI functions, available on smartphones, will also be available on feature phones.

Missed Call: 

This will allow feature phone users to access their bank account and perform routine transactions such as receiving, transferring funds, regular purchases, bill payments, etc., by giving a missed call on the number displayed at the merchant outlet. The customer will receive an incoming call to authenticate the transaction by entering UPI PIN (Personal Identification Number).

Interactive Voice Response (IVR): 

UPI payment through pre-defined IVR numbers would require users to initiate a secured call from their feature phones to a predetermined number and complete UPI on-boarding formalities to be able to start making financial transactions without internet connection.

Proximity Sound-based Payments: 

This uses sound waves to enable contactless, offline, and proximity data communication on any device.

  • This is not the first time that UPI facilities are being made available through a feature phone . UPI facility can be used through a Unstructured Supplementary Service Data(USSD) service

  • Under this service the user has to dial *99# to receive a set of  menus before initiating instructions. It was complicated and difficult to use and the new UPI123Pay is more easy to use .

UPI (Unified Payment Interface)

  • UPI was launched by NPCI(National Payment Corporation of India ) in 2016 . It provides an instant fund transfer system from one bank account to another through a mobile phone .

  • It is operational 24x7 and 365 days.

  • The maximum fund transfer limit is Rs 2 lakh per transaction.

Important for Exam 

UPI :Unified Payment Interface 

USSD: Unstructured Supplementary Service Data

Governor of RBI: Shaktikanta Das 

Headquarter of RBI: Mumbai.

Please Rate this article, so that we can improve the quality for you -

Search By Tags

Committee Festivals of India Russia-Ukraine Sports National Economy/Finance International Relations Government Schemes Popular Defence Books and Authors Science and Technology Summits Economics/Business Awards Person in news State News Important Days Sports News International News National News
serablock login_ch-testwale